Perceptionist provides a way for businesses to capture 100% of their sales opportunities by providing overflow sales support during days, evenings, and weekends. Instead of sending customers to voicemail, calls are redirected to a team of specially trained sales representatives who know your business and have the skills to close the sale.

They specialize in supporting independent and franchise consumer service businesses in the US and Canada.

Guardian also works with thousands of small businesses across the US and Canada allowing Perceptionist users to integrate payment processing into the success of their business. When you choose us as your credit card processor, you can feel confident that we will help you set up an account that works best with your business. We can give you the ability to process payments on your pc, phone or any other mobile device. We can also help you include a payment link on your website giving your customers the ability to pay online. Give us a call and we will find the account that works best with your business, and, as always, we guarantee to match or beat any competitors price, if we can’t, we give you $500.00.

Please Call


for assistance with a merchant account.


Just 3 Simple Steps…..

  1. Call Guardian Financial. Our representatives have been working with the home service industry for over 12 years. They will anwser all your questions and send you the application documents you need.
  2. Fill out the simple 2 page document (takes less than 10 min.) and email or fax us back the documents. We will have your account set up and active within 2 business days.
  3. Activate your gateway and begin accepting payments on your computer, your website and mobile device.
    It really is as easy as 1,2,3.

The rates and fees associated with processing credit cards are primarily determined by the risk associated with running the transaction. Because we work with so many Home Inspectors, we have been able to create an account that gives the lowest rates to transactions that have historically been charged at a higher risk level. We try our very best to make sure our pricing is as simple as possible to understand. Here are the rates for an account that would give you the ability to put a payment link on your website as well as accept payments on your mobile phone or any other online device. We have many other options we can go over based on your business type and volume. Just give us a call and we will find the account that works best for you.

*The monthly minimum is made up of your processing fees. Once you are over the minimum, it no longer applies. If you are a low volume merchant, ask us about our accounts with no minimums.

**We waive the PCI Compliance fee for the first 12 month of the account. We also have the lowest compliance fee in the industry compared to the average of over $149 annually.


  • Transactions

  • Discount Rate: 1.70%
  • Communication Fee: .20
  • American Express: 2.79%
  • Mid-Qual 0.4%  Non-Qual 1.40%
  • Monthly

  • Account Maintenance: $5/ Mo
  • Secure Gateway: $5/ Mo
  • Monthly Minimum: $25*
  • PCI Compliance: $4.95/ Mo **
  • Set Up